"Ask Bob! (About Mortgages)"

J. Robert Wilgus has spent over a decade perfecting his skills as a senior loan consultant with American Home Mortgage. Ranked as one of the top ten cities by Forbes.com to buy a home, Bob is proud to call this affluent area of North Fulton County, Georgia, home for the past 20 years. Bob combines a sense of honesty and integrity with over three decades of experience in financial services. American Home Mortgage is a correspondent lender, which means they approve their own loans and close in their name with their own funds; they then transfer the service to a major lender to ensure you always have the best possible rate. Thanks to their unique position, Bob can offer his clients a "true float down rate," which means that if the interest rate falls while he is processing and underwriting the loan, he can change the lock-in to one of their other lenders in order to benefit his customers. Bob serves as Chairman of the Business Resource Committee for the John Creek Chamber of Commerce, and is the treasurer for the Brydon Park HOA Board. With a 95% repeat and referral rate, it is clear that Bob's customers enjoy the knowledge and experience he brings to the table.